Formula
Fees = Revenue × Rate + Orders × $0.30 (+ Revenue × Gateway %)
FAQ
Why is my effective rate higher than my plan's card rate?
The fixed $0.30 per order adds a percentage that shrinks as order value grows. A $20 order pays 1.5% in fixed fees alone.
Do refunds reduce fees?
Card fees on refunded orders are generally not returned, which is worth tracking if your return rate is high.